Current Interest Rates

Note: These rates are provided by interest.co.nz and are not necessarily rates that will be available in all circumstances

Institution Name Product Name Floating 6 mths 1 yr 2 yrs 3 yrs 4 yrs 5 yrs
AMP Home Loans
Standard less than $200,0006.29%5.75%6.25%7.20% 7.99% 8.50% 8.75%
Priority $200,000 plus6.19%5.65%6.15%7.10% 7.89% 8.40% 8.65%
Lo-Doc Std less than $200,0006.49%5.95%6.45%7.40% 8.19% 8.70% 8.95%
Lo-Doc Std Priority $200,000 plus6.39%5.85%6.35%7.30% 8.09% 8.60% 8.85%
ANZ
Standard5.69%5.99%6.20%7.25% 7.75% 8.19% 8.49%
ASB
Residential5.75%6.00%6.25%7.55% 7.95% 8.20% 8.50%
BNZ
Classic--- - - - -
Total Money5.59%-- - - - -
Standard & Fly Buys5.99%5.75%6.25%7.20% 7.95% 8.50% 8.75%
Global Plus6.30%5.85%6.35%7.30% 8.05% 8.60% 8.85%
Bank Direct
Residential5.75%6.00%6.25%7.55% 7.95% -8.50%
CBS Canterbury
Residential6.45%6.45%6.55%7.45% 8.25% -8.85%
Everyday Gold6.45%-- - - - -
Cairns Lockie
Residential6.75%6.19%6.40%7.45% 8.19% 8.70% 8.85%
No Financials9.60%-- - - - -
Capital Mortgage Income Trust
Residential10.00%-- - - - -
Residential Rental10.50%-- - - - -
Commercial and Rural10.75%-- - - - -
Credit Union Auckland
- 6.70%-- - - - -
Credit Union Baywide
- 5.85%6.15%6.40%7.70% 8.10% - -
Credit Union North
- 6.25%-6.35%7.30% 8.10% - -
- --- - - - -
Credit Union Taranaki
- 8.70%-- - - - -
Fidelity Life
Residential6.35%-5.90%7.05% - - -
Commercial7.35%-- - - - -
First Mortgage Trust
Residential6.95%-- - - - -
Commercial and Rural6.95%-- - - - -
General Finance
Standard, Option A6.75%6.19%-7.45% 8.19% 8.70% 8.85%
No Financials option B8.35%-9.70% - - - -
No Financials option C7.80%7.10%7.10%7.10% 7.10% 7.10% 7.10%
Global Home Loans
Residential7.99%-- - - - -
HSBC
Standard (conditions apply)6.30%5.49%5.99%6.99% 7.69% 8.25% 7.99%
Home Smart Intro6.30%-- - - - -
Hastings
- 6.49%5.85%6.25%7.20% 7.99% 8.50% 8.75%
Heretaunga
- 6.50%-6.20%7.20% - - -
Housing NZ Corp
- 5.75%-6.20%7.20% 7.80% -8.65%
Kiwibank
Standard residential5.65%5.75%6.25%7.20% 7.79% 8.20% 8.50%
Adaptor6.04%6.00%6.50%7.45% 8.04% 8.45% 8.75%
Kookmin
Residential6.45%6.00%6.25%7.25% - - -
Manchester Unity
- 6.65%-- - - - -
Medical Assurance
- 5.75%5.70%6.15%7.20% 7.95% 8.50% 8.60%
Midland Mortgage Trust
Residential11.00%-- - - - -
Commercial12.00%-- - - - -
Rural11.50%-- - - - -
NZ Home Loans
Standard5.85%6.15%6.40%7.70% 8.10% -8.65%
NZ MIT
Residential Rental11.75%-- - - - -
Commercial12.50%-- - - - -
Rural and Owner Occupied11.75%-- - - - -
NZF Money
NZF Standard6.95%6.25%6.65%7.65% 8.25% 8.65% 8.90%
Napier Building Society
Residential6.00%-6.25%7.00% - - -
Rural and Commercial7.00%-- - - - -
National
- 5.75%5.70%6.15%7.20% 7.79% 8.19% 8.49%
Nelson
- 6.95%-6.55%7.55% - - -
Number 8 Mortgages
Standard9.95%8.55%9.16%9.49% 9.99% - -
PSIS
- 5.75%5.70%6.15%7.15% 7.80% 8.35% -
Discounted5.25%-- - - - -
Perpetual Trust
Residential7.45%-- - - - -
Rural8.50%-- - - - -
Commercial9.75%-- - - - -
Police & Families Credit Union
- 5.79%-6.20%7.20% - - -
Public Trust
Residential6.20%5.70%6.15%7.20% 7.90% 8.50% 8.60%
SBS Bank
Residential5.90%6.00%6.29%7.30% 7.90% -8.75%
Silver Fern Mortgages
- 5.85%6.00%6.50%7.50% 8.20% 8.50% 8.75%
Southern Cross
Residential6.95%5.60%6.10%7.10% 7.80% - -
Sovereign
Standard Go & Go First under $275K5.85%6.15%5.90%7.70% 8.10% 8.35% 8.65%
TSB
- 5.99%5.75%6.20%7.15% 7.80% 8.50% 8.65%
U C U
- 6.50%6.50%7.00%7.50% - -8.50%
Wairarapa
- 6.45%-6.25%7.40% - - -
Westpac
Residential5.65%5.75%6.25%7.20% 7.79% 8.49% 8.69%
Capped rates--6.55% - - - -

Our Banks
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