Current Interest Rates

Note: These rates are provided by interest.co.nz and are not necessarily rates that will be available in all circumstances

Institution Name Product Name Floating 6 mths 1 yr 2 yrs 3 yrs 4 yrs 5 yrs
AMP
Standard < $200,0006.24%5.59%5.95%6.40% 6.90% 7.30% 7.60%
Priority > $200,0006.14%5.49%5.85%6.30% 6.80% 7.20% 7.50%
ANZ
Standard-5.99%5.95%6.49% 6.99% 7.45% 7.70%
Simple Variable5.74%-- - - - -
Chc Red Zone special 3.70%-- - - - -
ASB
Residential5.75%5.85%5.95%6.40% 6.90% 7.30% 7.60%
HomePlus Equity Release7.25%-- - - - -
Chc Red Zone Special3.75%-- - - - -
BNZ
Global Plus5.99%5.85%6.35%6.45% 6.99% 7.45% 7.75%
TotalMoney5.59%-- - - - -
Classic--5.95% - - - -
Standard & Flybuys5.99%5.85%6.35%6.45% 6.99% 7.45% 7.75%
Chc Red Zone special3.59%-- - - - -
BankDirect
Standard5.75%5.85%5.95%6.40% 6.90% -7.60%
CBS Canterbury
Residential5.95%6.15%6.25%6.50% 7.10% -7.80%
Everyday Gold5.95%-- - - - -
CU Auckland
Untitled6.20%-- - - - -
CU Baywide
Untitled5.85%5.85%5.95%6.40% 6.90% - -
CU North
Standard5.80%-5.95%6.45% 6.95% - -
CU South
Untitled5.75%-- - - - -
Cairns Lockie
Residential6.04%6.55%6.15%6.69% 7.19% 7.65% 7.90%
Capital Mortgage Income Trust
Residential10.00%-- - - - -
Residential Rental10.50%-- - - - -
Commercial and Rural11.00%-- - - - -
Fidelity Life
Residential5.70%-5.85%6.35% - - -
Commercial7.05%-- - - - -
FinanceDirect
Freestyle5.60%5.59%5.95%6.40% 6.90% 7.30% 7.60%
First CU
Untitled6.45%-- - - - -
First Mortgage Trust
Residential - from7.25%-- - - - -
Commercial / Rural - from7.25%-- - - - -
General Finance
Residential ....from5.95%-6.25%6.50% 7.10% - -
HBS Bank
Residential5.65%5.95%5.95%6.45% 6.99% -7.60%
HSBC
Premier5.99%5.49%5.79%6.35% 6.79% 7.30% 7.59%
Home Smart Intro5.99%-- - - - -
Premier - with insurance-4.99%- - - - -
Heretaunga
Untitled5.75%-5.95%6.45% - - -
Hibernian
Standard5.50%-- - - - -
Home Equity5.50%-- - - - -
Housing NZ
Untitled5.75%-5.95%6.40% 6.90% -7.60%
Kiwibank
Standard5.65%5.75%5.80%6.40% 6.90% 7.30% 7.60%
Capped Variable 5.65%-6.25% - - - -
Offset Mortgage 5.50%-- - - - -
Chc Red Zone special3.65%-- - - - -
Kookmin
Standard6.00%5.99%5.99%6.50% - - -
Manchester Unity
Untitled6.15%-5.85%5.95% 6.99% - -
Medical Securities
Members5.74%5.99%5.95%6.49% 6.99% 7.45% 7.70%
Midlands Mortgage Trust
Residential11.00%-- - - - -
Commercial12.00%-- - - - -
Rural11.50%-- - - - -
NZ Anglican Church Pension Board
Standard5.70%-5.85%6.30% 6.75% - -
Concessionary--- - - - -
NZ Home Loans
Residential5.85%5.85%5.95%6.40% 6.90% -7.60%
NZ Mortgage Income Trust
Owner Occupied11.75%-- - - - -
Residential Rental12.50%-- - - - -
Commercial12.50%-- - - - -
Rural11.75%-- - - - -
NZF
Standard LVR <80%6.80%6.30%6.50%6.90% 7.35% - -
Standard LVR >80%7.05%6.55%6.75%7.15% 7.60% - -
Standard LVR <70%6.55%6.15%6.35%6.75% 7.20% - -
Napier
Residential5.80%-6.00% - - - -
Rural and Commercial7.50%-- - - - -
National Bank
Thoroughbred5.74%5.99%5.95%6.49% 6.99% 7.45% 7.70%
Chc Red Zone special3.70%-- - - - -
Nelson
Untitled6.45%-6.50%6.75% - - -
PSIS
Residential5.70%5.75%5.95%6.35% 6.85% 7.10% -
Discounted5.20%-- - - - -
Paraloan
for people with physical disabilities--- -3.75% - -
Perpetual Trust
Residential7.70%-- - - - -
Rural9.00%-- - - - -
Commercial10.00%-- - - - -
Police CU
Untitled5.25%-5.90%6.40% - - -
Public Trust
Residential5.60%5.60%5.75%6.20% 6.70% 7.15% 7.45%
SBS Bank
Residential5.65%5.95%5.95%6.45% 6.99% -7.60%
Advance Equity Release7.10%-- -9.90% -10.75%
Sentinel
Lifetime Loan7.30%-- - - - -
Silver Fern Mortgages
Untitled5.95%6.00%6.10%6.55% 7.05% 7.50% 7.80%
Southern Cross
Residential5.95%6.15%6.25%6.50% 7.10% - -
Sovereign
Standard Go5.85%5.85%5.95%6.40% 6.90% 7.30% 7.60%
TSB
Standard5.79%5.90%5.75%6.28% 6.99% 7.45% 7.75%
Special 1 year--5.20% - - - -
United CU
Untitled6.00%-- - - - -
Wairarapa
Untitled6.20%-6.70%6.95% - - -
Westpac
Standard6.24%5.59%5.95%6.40% 6.90% 7.30% 7.60%
Choices Everyday5.60%-- - - - -
Capped Variable Rate (1yr)6.24%-6.50% - - - -
Chc Red Zone special3.65%-- - - - -
eMortgage
Residential6.04%6.55%6.15%6.69% 7.19% 7.65% 7.90%

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