Current Interest Rates

Note: These rates are provided by interest.co.nz and are not necessarily rates that will be available in all circumstances

Institution Name Product Name Floating 6 mths 1 yr 2 yrs 3 yrs 4 yrs 5 yrs
AMP
Standard < $200,0006.74%6.25%6.45%6.75% 7.20% 7.45% 7.75%
Priority > $200,0006.64%6.15%6.35%6.65% 7.10% 7.35% 7.65%
ANZ
Standard6.95%6.35%6.45%6.70% 7.15% 7.45% 7.70%
Simple Variable6.20%-- - - - -
ASB
Residential6.25%6.35%6.45%6.75% 7.20% 7.45% 7.75%
HomePlus Equity Release7.75%-- - - - -
Axis Finance
Standard6.95%-6.55%7.45% 7.60% -8.00%
BNZ
Global Plus6.49%6.40%6.59%6.80% 7.25% 7.60% 7.90%
TotalMoney6.09%-- - - - -
Classic--- - - - -
Standard & Flybuys6.49%6.30%6.49%6.70% 7.15% 7.50% 7.80%
BankDirect
Standard6.25%6.35%6.45%6.75% 7.20% -7.75%
CBS Canterbury
Residential6.25%6.45%6.55%6.99% 7.45% -7.95%
Everyday Gold6.25%-- - - - -
CU Auckland
Untitled6.70%-- - - - -
CU Baywide
Untitled6.35%6.50%6.60%6.90% 7.35% - -
CU North
Untitled6.30%-6.45%6.75% 7.30% - -
CU South
Untitled6.00%-- - - - -
Cairns Lockie
Residential6.50%6.55%6.65%6.99% 7.40% 7.80% 7.95%
Capital Mortgage Income Trust
Residential10.00%-- - - - -
Residential Rental10.50%-- - - - -
Commercial and Rural10.75%-- - - - -
Fidelity Life
Residential6.00%-6.35%6.90% - - -
Commercial7.35%-- - - - -
FinanceDirect
Freestyle5.95%6.10%6.45%6.99% 7.25% 7.55% 7.75%
First CU
Untitled6.45%-- - - - -
First Mortgage Trust
Residential - from6.95%-- - - - -
Commercial / Rural - from6.95%-- - - - -
GEM Home Loans
Untitled6.50%6.55%6.65%6.99% 7.40% 7.80% 7.95%
General Finance
Residential ....from6.95%-6.40%6.65% 7.15% - -
HBS
Untitled6.25%6.35%6.50%6.85% 7.80% 8.25% 8.50%
HSBC
Standard6.49%4.99%5.99%6.74% 7.09% 7.30% 7.65%
Home Smart Intro6.05%-- - - - -
Heretaunga
Untitled6.50%-6.45%6.85% - - -
Hibernian
Standard5.50%-- - - - -
Home Equity5.50%-- - - - -
Housing NZ
Untitled6.00%-6.45%6.95% 7.25% -7.75%
Kiwibank
Standard6.15%6.35%6.45%6.69% 7.19% 7.45% 7.75%
Capped Variable Rate (1 yr)6.15%-6.50% - - - -
Kookmin
Untitled6.45%6.35%6.45%7.30% - - -
Manchester Unity
Untitled6.65%-- - - - -
Midlands Mortgage Trust
Residential11.00%-- - - - -
Commercial12.00%-- - - - -
Rural11.50%-- - - - -
NZ Anglican Church Pension Board
Standard6.30%-6.30%6.55% 7.00% - -
Concessionary--- - - - -
NZ Home Loans
Residential6.35%6.50%6.60%6.90% 7.35% -7.90%
NZ Mortgage Income Trust
Owner Occupied11.75%-- - - - -
Residential Rental12.50%-- - - - -
Commercial12.50%-- - - - -
Rural11.75%-- - - - -
NZF
Standard LVR <80%7.20%6.35%6.60%7.10% 7.40% 7.65% 7.90%
Standard LVR >80%7.45%6.60%6.85%7.35% 7.65% 7.90% 8.15%
Standard LVR <70%6.95%6.25%6.50%7.00% 7.25% 7.55% 7.75%
Napier
Residential6.00%-6.50%7.00% - - -
Rural and Commercial8.00%--8.00% - - -
National Bank
Thoroughbred6.24%6.35%6.45%6.69% 7.10% 7.45% 7.70%
Nelson
Untitled6.95%-6.80%7.30% - - -
PSIS
Residential6.20%6.30%6.45%6.75% 7.15% 7.45% -
Discounted5.70%-- - - - -
Paraloan
for people with physical disabilities--- -4.00% - -
Perpetual Trust
Residential7.70%-- - - - -
Rural9.00%-- - - - -
Commercial10.00%-- - - - -
Police CU
Untitled5.95%-6.35%6.65% - - -
Public Trust
Residential5.99%6.10%6.19%6.55% 6.95% 7.25% 7.55%
SBS Bank
Residential6.15%6.30%6.45%6.70% 7.20% -7.60%
Advance Equity Release7.10%-- -9.90% -10.75%
Sentinel
Lifetime Loan7.30%-- - - - -
Silver Fern Mortgages
Untitled6.35%6.50%6.50%7.25% 7.55% 7.75% 7.95%
Southern Cross
Residential6.95%6.00%6.40%6.65% 7.15% - -
Sovereign
Standard Go6.35%6.50%6.60%6.90% 7.35% 7.60% 7.90%
TSB
Standard6.29%6.35%6.45%6.85% 7.20% 7.50% 7.75%
United CU
Untitled6.50%-- - - - -
Wairarapa
Untitled6.70%-6.45%7.20% - - -
Westpac
Standard6.74%6.25%6.45%6.69% 7.10% 7.45% 7.75%
Choices Everyday6.10%-- - - - -
Capped Variable Rate (1yr)6.74%-6.95% - - - -
Wine Country CU
Untitled10.98%-- - - - -
eMortgage
Residential6.50%6.55%6.65%6.99% 7.40% 7.80% 7.95%

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