Current Interest Rates

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Current Interest Rates

Note: These rates are provided by interest.co.nz and are not necessarily rates that will be available in all circumstances

Institution Name Product Name Floating 6 mths 1 yr 2 yrs 3 yrs 4 yrs 5 yrs

AMP Home Loans

Standard less than $200,000	6.29%	5.75%	6.25%	7.20%	7.99%	8.50%	8.75%
Priority $200,000 plus	6.19%	5.65%	6.15%	7.10%	7.89%	8.40%	8.65%
Lo-Doc Std less than $200,000	6.49%	5.95%	6.45%	7.40%	8.19%	8.70%	8.95%
Lo-Doc Std Priority $200,000 plus	6.39%	5.85%	6.35%	7.30%	8.09%	8.60%	8.85%

ANZ

Standard	5.69%	5.99%	6.20%	7.25%	7.75%	8.19%	8.49%

ASB

Residential	5.75%	6.00%	6.25%	7.55%	7.95%	8.20%	8.50%

BNZ

Classic	-	-	-	-	-	-	-
Total Money	5.59%	-	-	-	-	-	-
Standard & Fly Buys	5.99%	5.75%	6.25%	7.20%	7.95%	8.50%	8.75%
Global Plus	6.30%	5.85%	6.35%	7.30%	8.05%	8.60%	8.85%

Bank Direct

Residential	5.75%	6.00%	6.25%	7.55%	7.95%	-	8.50%

CBS Canterbury

Residential	6.45%	6.45%	6.55%	7.45%	8.25%	-	8.85%
Everyday Gold	6.45%	-	-	-	-	-	-

Cairns Lockie

Residential	6.75%	6.19%	6.40%	7.45%	8.19%	8.70%	8.85%
No Financials	9.60%	-	-	-	-	-	-

Capital Mortgage Income Trust

Residential	10.00%	-	-	-	-	-	-
Residential Rental	10.50%	-	-	-	-	-	-
Commercial and Rural	10.75%	-	-	-	-	-	-

Credit Union Auckland

-	6.70%	-	-	-	-	-	-

Credit Union Baywide

-	5.85%	6.15%	6.40%	7.70%	8.10%	-	-

Credit Union North

-	6.25%	-	6.35%	7.30%	8.10%	-	-
-	-	-	-	-	-	-	-

Credit Union Taranaki

-	8.70%	-	-	-	-	-	-

Fidelity Life

Residential	6.35%	-	5.90%	7.05%	-	-	-
Commercial	7.35%	-	-	-	-	-	-

First Mortgage Trust

Residential	6.95%	-	-	-	-	-	-
Commercial and Rural	6.95%	-	-	-	-	-	-

General Finance

Standard, Option A	6.75%	6.19%	-	7.45%	8.19%	8.70%	8.85%
No Financials option B	8.35%	-	9.70%	-	-	-	-
No Financials option C	7.80%	7.10%	7.10%	7.10%	7.10%	7.10%	7.10%

Global Home Loans

Residential	7.99%	-	-	-	-	-	-

HSBC

Standard (conditions apply)	6.30%	5.49%	5.99%	6.99%	7.69%	8.25%	7.99%
Home Smart Intro	6.30%	-	-	-	-	-	-

Hastings

-	6.49%	5.85%	6.25%	7.20%	7.99%	8.50%	8.75%

Heretaunga

-	6.50%	-	6.20%	7.20%	-	-	-

Housing NZ Corp

-	5.75%	-	6.20%	7.20%	7.80%	-	8.65%

Kiwibank

Standard residential	5.65%	5.75%	6.25%	7.20%	7.79%	8.20%	8.50%
Adaptor	6.04%	6.00%	6.50%	7.45%	8.04%	8.45%	8.75%

Kookmin

Residential	6.45%	6.00%	6.25%	7.25%	-	-	-

Manchester Unity

-	6.65%	-	-	-	-	-	-

Medical Assurance

-	5.75%	5.70%	6.15%	7.20%	7.95%	8.50%	8.60%

Midland Mortgage Trust

Residential	11.00%	-	-	-	-	-	-
Commercial	12.00%	-	-	-	-	-	-
Rural	11.50%	-	-	-	-	-	-

NZ Home Loans

Standard	5.85%	6.15%	6.40%	7.70%	8.10%	-	8.65%

NZ MIT

Residential Rental	11.75%	-	-	-	-	-	-
Commercial	12.50%	-	-	-	-	-	-
Rural and Owner Occupied	11.75%	-	-	-	-	-	-

NZF Money

NZF Standard	6.95%	6.25%	6.65%	7.65%	8.25%	8.65%	8.90%

Napier Building Society

Residential	6.00%	-	6.25%	7.00%	-	-	-
Rural and Commercial	7.00%	-	-	-	-	-	-

National

-	5.75%	5.70%	6.15%	7.20%	7.79%	8.19%	8.49%

Nelson

-	6.95%	-	6.55%	7.55%	-	-	-

Number 8 Mortgages

Standard	9.95%	8.55%	9.16%	9.49%	9.99%	-	-

PSIS

-	5.75%	5.70%	6.15%	7.15%	7.80%	8.35%	-
Discounted	5.25%	-	-	-	-	-	-

Perpetual Trust

Residential	7.45%	-	-	-	-	-	-
Rural	8.50%	-	-	-	-	-	-
Commercial	9.75%	-	-	-	-	-	-

Police & Families Credit Union

-	5.79%	-	6.20%	7.20%	-	-	-

Public Trust

Residential	6.20%	5.70%	6.15%	7.20%	7.90%	8.50%	8.60%

SBS Bank

Residential	5.90%	6.00%	6.29%	7.30%	7.90%	-	8.75%

Silver Fern Mortgages

-	5.85%	6.00%	6.50%	7.50%	8.20%	8.50%	8.75%

Southern Cross

Residential	6.95%	5.60%	6.10%	7.10%	7.80%	-	-

Sovereign

Standard Go & Go First under $275K	5.85%	6.15%	5.90%	7.70%	8.10%	8.35%	8.65%

TSB

-	5.99%	5.75%	6.20%	7.15%	7.80%	8.50%	8.65%

U C U

-	6.50%	6.50%	7.00%	7.50%	-	-	8.50%

Wairarapa

-	6.45%	-	6.25%	7.40%	-	-	-

Westpac

Residential	5.65%	5.75%	6.25%	7.20%	7.79%	8.49%	8.69%
Capped rates	-	-	6.55%	-	-	-	-

Fundit.co.nz

Current Interest Rates