Application Details: 30001194
Click here for more information
Save time - Re-use your data to re-run auctions or run new auctions on different properties.
-
Application Details
-
Sorting Questions
- Application Nameangela
- Application Typejoint
- Application Kindgeneral
- Auction Length 72 hours
- Loan Purpose refinance
- Using Switch MeNot Specified
- To move from current lenderNot Specified
-
Importance Questions
- Total cost of borrowingsQuite Important
- Lowest regular paymentsImportant
- Paying loan off quicklyImportant
- Flexibility of repayment optionsVery Important
- Getting requested maximum amountMost Important
-
Declaration
- Credit Check Consent yes
- Agreement yes
- Additional Information I am a carpenter so some years my income is higher than others. I am happy to provide 3 years financial accounts so you can see an average of my earnings.
-
-
Applicant 1 Details
-
Personal Details
- First Name anne
- Middle Name(s) lee
- Last Name Parry
- Gender f
- DOB18 / 06 / 1975
- Citizenship or Residency yes
- Identification Type Drivers licence
- Identification Details BA12415551
- Dependents Number1
- Dependents Ages 2
- Marital Status married
- Living Circumstances own my own home
-
Phone Numbers
- Home 09 123456
- Business 09 123654
- MobileNot Specified
- Home FaxNot Specified
- Business FaxNot Specified
-
Current Address
- Unit or Apartment
- Street Number 51
- Street Name river
- Suburb coombabah
- City QLD
- Country Australia
- Postcode 00100
- Time at Address 145 Months
-
Previous Address
- Unit or Apartment
- Street Number
- Street Name
- Suburb
- City
- Country
- Postcode
- Time at Address 0 Months
-
Postal Address
- See Current Address
-
Employment Details
- Employment Status employed - public sector
- Primary Occupation Office Manager
- IRD NumberNot Specified
- Tax RateNot Specified
-
Current Employer
- Employer Name Joe Bloggs LTD
- Title Manager
- Months Working for Employer 120
- Fulltime/Part-timePart-time
-
Current Employer Address
- Unit or Apartment
- Street Number 65
- Street Name state
- Suburb coombabah
- City QLD
- Country Australia
- Postcode 011100
-
Monthly Employed Income
- Salary Wages (After Tax) $6,550
- Regular Overtime (After Tax) $300
- Bonus / Commission Income (After Tax) $0
- Rental Income (After Tax) $0
- Investment Income (After Tax) $0
- Other(Not Specified ) $0
- Total $6,850
-
.
-
-
Guarantees
- Acting as a guarantor for a loan taken out by someone else? no
Applicant 2 Details
-
Personal Details
- First Name john
- Middle Name(s) james
- Last Name Parry
- Gender m
- DOB17 / 08 / 1971
- Citizenship or Residency yes
- Identification Type Drivers licence
- Identification Details BA2251224
- Dependents Number0
- Marital Status married
- Living Circumstances own my own home
-
Phone Numbers
- Home 09 123456
- BusinessNot Specified
- MobileNot Specified
- Home FaxNot Specified
- Business FaxNot Specified
-
Current Address
- Unit or Apartment
- Street Number 51
- Street Name river
- Suburb coombabah
- City QLD
- Country Australia
- Postcode 00100
- Time at Address 145 Months
-
Previous Address
- Unit or Apartment
- Street Number
- Street Name
- Suburb
- City
- Country
- Postcode
- Time at Address 0 Months
-
Postal Address
- See Current Address
-
Employment Details
- Employment Status self employed
- Primary Occupation Carpenter and/or Joiner
- IRD NumberNot Specified
- Tax RateNot Specified
-
Current Employer
- Employer NameNot Specified
- TitleNot Specified
- Months Working for Employer 157
- Fulltime/Part-timePart-time
-
Current Employer Address
- Unit or Apartment
- Street Number 51
- Street Name river
- Suburb coombabah
- City QLD
- Country Australia
- Postcode 010001
-
Monthly Employed Income
- Salary Wages (After Tax) $0
- Regular Overtime (After Tax) $0
- Bonus / Commission Income (After Tax) $0
- Rental Income (After Tax) $0
- Investment Income (After Tax) $0
- Other(Not Specified ) $0
- Total $0
-
.
Guarantees
- Acting as a guarantor for a loan taken out by someone else?
-
Guarantee 1
- Name of DebtorNot Specified Not Specified Not Specified
- Institution where Debt is HeldNot Specified
- Amount of Current Guarantee $0
Combined Details
-
Regular Expenses
Amount Frequency Payments stop? Mortgage Repayments $600 fortnightly yes Student Loan Repayments $0 annually no Credit Card Repayments $100 monthly yes Personal Loan & Hire Purchase Repayments $0 no Rent or Board $0 no Child or Family Support / Maintenance $0 Rates and House Insurance $200 monthly Vehicle Expenses $300 monthly Education Expenses $100 monthly Living Expenses $600 monthly Other Regular Expenses $250 monthly -
Assets
- Property - Residential
- Property - Investment/Rental
- Savings $25,000
- Investments $0
- Number of Vehicles2
- Market Value for Vehicles $20,000
- Other Assets $40,000
- Total $435,000
Liabilities
| Facility | Outstanding | No. | To be repaid? | |
|---|---|---|---|---|
| Credit & Store Cards | $10,000 | $3,000 | 2 | yes |
| Existing Home Loans | $250,000 | $250,000 | yes | |
| Personal Loans & Hire Purchase | $0 | $0 | no | |
| OverDraft | $0 | $0 | no | |
| Other Liabilities | $0 | $0 | no | |
| Total | $260,000 | $253,000 |
The Property
-
Property Ownership
- Property Already Owned? yes
-
Property Address
- Unit or Apartment
- Street Number 51
- Street Name river
- Suburb coombabah
- City QLD
- Country Australia
- Postcode 087
-
Property Details
- Local AuthorityNot Specified
- Property use residence for borrower
- Type of property residential standard house
- Title freehold
-
Property Price / Valuation
- Rateable value $345,000
- Estimated Purchase price $0
- Body corporate or similar fees $0 annually
The Loan
-
Loan Details
- Loan Type refinance
- Date Loan Required18 / 10 / 2008
- Loan Term30 Years
-
Loan Amount
- Minimum $250,000
- Maximum $250,000
-
Interest Rate
- Type fixed rate
-
Repayment Options
- Repayment Type principal and interest repayments
- Repayments Made fortnightly
-
Current Mortgages
- 1 Existing Mortgage(s) with Bank 1
- In Arrears?no
- Property Law Act notice issued?no
-
Additional Information
I am seeking a competitive banking package
Your Solicitor
-
Switch Me
- Using SwitchmeNot Specified
-
Name
- First Name Smith
- Surname john
- Firm Smith and Partners
-
Address
- Unit or Apartment
- Street Number
- Street Name
- Suburb
- City
- Country
- Postcode
-
Contact
- Phone 09 665995
- FaxNot Specified
- EmailNot Specified
